At our firm, we have the client—and only the client—in mind.

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

At our firm, we have the client—and only the client—in mind.

Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.

Partners

Karen  Carter

Karen Carter

Benefits Administration & Account Manager

901-758-1500 x108

Kay Herring

Kay Herring

New Business & Client Service Specialist

901-758-1500 x144

Samantha Richardson

Samantha Richardson

Benefits Administration & Account Manager

901-758-1500 x132

901-755-0397

Taylor Rees

Taylor Rees

New Business & Client Service Specialists

901-758-1500 ext 150

Agents

David M. Brown

Graduate, Memphis State University 23 years experience working with individuals and business owners, developing creative and innovative solutions to meet their needs. Qualified to assist in business planning, including: Corporate Group...

Read more

Donna R. Hatcher, LUTCF

Agent

(901) 758-1500 x120

DonnaHatcher@UCLFinancial.com

Graduate- Life Underwriter's Training Council Fellow - 1996 Member- National Association of Insurance and Financial Advisors NAIFA- National Quality Award - 1998 30 years experience in Financial Services -Qualified in assisting...

Read more

Emily Miller

Financial Professional

901-758-1500 x 138

emilymiller@uclfinancial.com

Emily Miller has been an Insurance Services Professional since 2013. In 2018, she joined UCL Financial Group, LLC to focus on the financial well-being of individuals, families, and businesses. Emily holds licenses in TN and MS for Life...

Read more

Karen Carter

Benefits Administration & Account Manager

901-758-1500 x108

karencarter@uclfinancial.com

Kay Herring

New Business & Client Service Specialist

901-758-1500 x144

kayherring@uclfinancial.com

Mark C. Miller, LUTCF

Agent

901-758-1500 x139

markmiller@uclfinancial.com

29 years experience in financial services industry as a financial consultant, designing innovative strategies for individuals and business owners in: Personal Insurance and Retirement...

Read more

Michael Dreve

Benefits Broker

901-758-1500 x106

michaeldreve@uclfinancial.com

Oversees all aspects of Sales and Services for new and existing group clients In 2014, with the help of Group Operations, UCL generated more than $31,250,000 in Premium while working with over 250 Clients and over 450 group...

Read more

Rebecca Brown Schulter

Financial Advisor-Partner

901-758-1500x126

rebeccaschulter@uclfinancial.com

Rebecca graduated with Honors from New York University and began her career in New York City. As a native Memphian, she is pleased to be back living and working in her home city. Rebecca joined UCL Financial Group in November 2014. She...

Read more

C. Robert Brown, Sr. CLU LUTCF

Financial Advisor-Partner

901-758-1500 x116

bobbrown@uclfinancial.com

Chartered Life Underwriter Since 1979 LUTCF Since 1984 Life & Qualifying Member of Million Dollar Round Table Since 1980, Court of the Table 2005 to present 43 years experience in the...

Read more

Samantha Richardson

Benefits Administration & Account Manager

901-758-1500 x132

901-755-0397

srichardson@uclfinancial.com

Sheryl J. Klehr-Ottinger, RICP®, LUTCF

Agent

901-758-1500 x122

sklehr-ottinger@uclfinancial.com

Sheryl Klehr-Ottinger, LUTCF, has enjoyed over 20 years of service as a financial services professional providing services to individuals, professionals and business owners, in the...

Read more

Steven D. Sheppard

Agent

901-758-1500 x115

stevensheppard@uclfinancial.com

Over 40 Years of financial services and investment experience Past President National Association of Insurance and Financial Advisors Past Member of National Association of Insurance and Financial Advisors Board of Directors Past...

Read more

Taylor Rees

New Business & Client Service Specialists

901-758-1500 ext 150

taylor@uclfinancial.com

Tim Moran, LUTCF, LACP
 

Financial Advisor-Partner

901-758-1500 x125

timmoran@uclfinancial.com

Tim is a native Memphian, an alumni of both Christian Brothers High School and Christian Brothers University.Community service has always been at the forefront of his endeavors. Tim has played a pivotal role in shaping the growth and...
Read more

Team

David M. Brown

Graduate, Memphis State University 23 years experience working with individuals and business owners, developing creative and innovative solutions to meet their needs. Qualified to assist in business planning, including: Corporate Group...

Read more

Donna R. Hatcher, LUTCF

Agent

(901) 758-1500 x120

DonnaHatcher@UCLFinancial.com

Graduate- Life Underwriter's Training Council Fellow - 1996 Member- National Association of Insurance and Financial Advisors NAIFA- National Quality Award - 1998 30 years experience in Financial Services -Qualified in assisting...

Read more

Emily Miller

Financial Professional

901-758-1500 x 138

emilymiller@uclfinancial.com

Emily Miller has been an Insurance Services Professional since 2013. In 2018, she joined UCL Financial Group, LLC to focus on the financial well-being of individuals, families, and businesses. Emily holds licenses in TN and MS for Life...

Read more

Karen Carter

Benefits Administration & Account Manager

901-758-1500 x108

karencarter@uclfinancial.com

Kay Herring

New Business & Client Service Specialist

901-758-1500 x144

kayherring@uclfinancial.com

Mark C. Miller, LUTCF

Agent

901-758-1500 x139

markmiller@uclfinancial.com

29 years experience in financial services industry as a financial consultant, designing innovative strategies for individuals and business owners in: Personal Insurance and Retirement...

Read more

Michael Dreve

Benefits Broker

901-758-1500 x106

michaeldreve@uclfinancial.com

Oversees all aspects of Sales and Services for new and existing group clients In 2014, with the help of Group Operations, UCL generated more than $31,250,000 in Premium while working with over 250 Clients and over 450 group...

Read more

Rebecca Brown Schulter

Financial Advisor-Partner

901-758-1500x126

rebeccaschulter@uclfinancial.com

Rebecca graduated with Honors from New York University and began her career in New York City. As a native Memphian, she is pleased to be back living and working in her home city. Rebecca joined UCL Financial Group in November 2014. She...

Read more

C. Robert Brown, Sr. CLU LUTCF

Financial Advisor-Partner

901-758-1500 x116

bobbrown@uclfinancial.com

Chartered Life Underwriter Since 1979 LUTCF Since 1984 Life & Qualifying Member of Million Dollar Round Table Since 1980, Court of the Table 2005 to present 43 years experience in the...

Read more

Samantha Richardson

Benefits Administration & Account Manager

901-758-1500 x132

901-755-0397

srichardson@uclfinancial.com

Sheryl J. Klehr-Ottinger, RICP®, LUTCF

Agent

901-758-1500 x122

sklehr-ottinger@uclfinancial.com

Sheryl Klehr-Ottinger, LUTCF, has enjoyed over 20 years of service as a financial services professional providing services to individuals, professionals and business owners, in the...

Read more

Steven D. Sheppard

Agent

901-758-1500 x115

stevensheppard@uclfinancial.com

Over 40 Years of financial services and investment experience Past President National Association of Insurance and Financial Advisors Past Member of National Association of Insurance and Financial Advisors Board of Directors Past...

Read more

Taylor Rees

New Business & Client Service Specialists

901-758-1500 ext 150

taylor@uclfinancial.com

Tim Moran, LUTCF, LACP
 

Financial Advisor-Partner

901-758-1500 x125

timmoran@uclfinancial.com

Tim is a native Memphian, an alumni of both Christian Brothers High School and Christian Brothers University.Community service has always been at the forefront of his endeavors. Tim has played a pivotal role in shaping the growth and...
Read more
Client Centered

Client Centered

Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.

Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.