Agents

26 years experience in financial services industry as a financial consultant, designing innovative strategies for individuals and business owners in:

• Personal Insurance and Retirement Planning
• Investment Planning
• Business Succession Planning
• Employee Benefits/Retirement Plans

Member - National Association of Insurance & Financial Advisors

Member - Tennessee Association of Insurance & Financial Advisors

• Past Regional Vice President - West Tennessee Region
• Named 2017 Insurance Professional of the Year

Member - Memphis Association of Insurance & Financial Advisors

• Current National Committeeman
• Past President - Memphis Association

Registered Representative/Investment Advisor Representative - Ameritas Investment Corporation (AIC)

Past Board Member - Greater Memphis Insurance Council

Fellowship Status - Life Underwriters Training Council

NAIFA National Quality Award

NAIFA National Sales Achievement Award

Past Vice President - Immaculate Conception Booster Club

Past Board Member - Harwood Center

Member - Knights of Columbus (Holy Spirit Council)

Board Member, Housing Fund Director - Tau Kappa Epsilon Fraternity (CBU Chapter)

Past Board Member, Secretary - Crimestoppers of Memphis and Shelby County

Rebecca graduated with Honors from New York University and began her career in New York City.

As a native Memphian, she is pleased to be back living and working in her home city. Rebecca joined UCL Financial Group in November 2014. She holds licenses in multiple states and numerous areas of insurance as well as her Series 7 and Series 66 Securities registrations.She is also proud to serve as the committee Chair for the Young Advisor’s Team of the National Association of Insurance and Financial Advisors for her local chapter as well as on a national level.

Rebecca enjoys working with her clients to help them reach their financial goals while developing meaningful relationships in the process. She focuses on various aspects of protection and planning for both individuals and businesses such as:

• Comprehensive Financial Planning
• Life insurance and Disability
• Asset Accumulation
• College Funding
• Retirement planning
• Business Succession Planning
• Employee Benefits

She is honored to partner with her father, C. Robert "Bob" Brown, to customize financial strategies for their clients that will protect their loved ones, build wealth and leave a legacy for years to come.

Rebecca and her husband, Drew, are the proud parents to daughter, Elliott and a son, Kellen

Sheryl Klehr-Ottinger, LUTCF, has enjoyed over 20 years of service as a financial services professional providing services to individuals, professionals and business owners, in the area of retirement planning; succession planning; personal insurance; (including long term care insurance) and investment planning.  Sheryl focuses on designing innovative strategies for individuals to meet their life goals.

"The foundation of insurance and financial planning is the creation and execution of a plan that is tailored for you, my valued client. My main objective is to help my clients achieve their goals and aspirations.  With time, care, knowledge and commitment, together we can reach these goals."

Her Community Services include leadership of many worthwhile institutions including:

• Past Board Member and Wish Granter for Memphis Make-A-Wish Foundation
• Development Committee of The Rochester Area Chamber of Commerce
• Fund Raising Chair of United Way
• Outstanding Citizen of the Year recipient

She has received several awards in her profession including:

• National Quality Award
• National Sales Achievement Award
• Featured as a Role Model for Success of National Association of Insurance and Financial Advisors

Sheryl is committed to giving back and supporting her industry and has:

• Served as President of the Memphis Life Underwriters Association
• Is A Life Underwriters Training Council Fellow
• Past Qualifying and Life Member of The Million Dollar Round Table and
• Member of the National Association of Insurance and Financial Advisors

Sheryl is a Registered Representative of Ameritas Investment Corp., member FINRA/ SIPC, holds her series 6, 63 and 65 licenses and is currently pursuing her Retirement Income Certified Professional, designation.

• Graduate- Life Underwriter's Training Council Fellow - 1996
• Member- National Association of Insurance and Financial Advisors
• NAIFA- National Quality Award - 1998
• 30 years experience in Financial Services  -Qualified in assisting business owners and individuals in the following areas:

Executive and Employee Benefits:

• Health, Dental and Vision Insurance
• Life Insurance
• Disability Income Insurance
• Supplemental Insurance - Cancer, Accident, Critical Illness

Retirement Planning:

401k, IRAs, Qualified and Non-qualified Annuities

Senior Planning:

• Long Term Care Insurance
• Medicare Supplements

Health Care Reform:

• Licensed and Certified to sell on and off the ACA Marketplace

As a lifelong Memphian, Jack has over 50 years in the insurance industry, focusing on estate planning, retirement planning and group employee benefits.  He holds the designations of Chartered Life Underwriter and Life Underwriter Training Council. 

Jack began his career in insurance in 1960 with Lincoln American Life Insurance Company.  In 1985 when the company was bought out, Jack started his own agency, Jack C. Garland and Associates, LLC and operated until 2014 when he joined UCL Financial Group, LLC.  As a veteran of the industry, Jack focuses on the following areas:

Group Benefits:

• Health, Dental and Vision
• Life, Disability and Voluntary Employee Benefits
• 401k plans

Individual Benefits:

• Life
• Disability
• Long Term Care
• Retirement planning

As a graduate from Whitehaven High School, Jack played football, baseball, basketball and ran track.  He's been married for over 65 years to his high school sweetheart and has two children and seven grandchildren.  

• Over 40 Years of financial services and investment experience
• Past President National Association of Insurance and Financial Advisors
• Past Member of National Association of Insurance and Financial Advisors Board of Directors
• Past Member of Tennessee Association of Insurance & Financial Advisors Board of Directors
• Qualifying and Life Member of The Million Dollar Round Table
• Past Chairman of Leadership - Germantown Board of Directors

Graduate, East Carolina University

20 years experience working with employers to provide innovative strategies for their benefit needs.  The main areas of focus:

• Medical insurance (fully insured and self-funded)
• Dental Insurance
• Vision Insurance
• Life Insurance
• Disability Insurance
• ACA Compliance

Past President - National Association of Health Underwriters - Eastern Chapter,  Greenville, NC

Past Board Member - National Association of Health Underwriters - Chicago, IL

Past President - Great Mid-South Junior Chamber

State of Tennessee Local Chapter President of the Year - Junior Chamber

Chairperson - American Cancer Society's Relay For Life of Memphis 2011-2013

• Oversees all aspects of Sales and Services for new and existing group clients
• In 2014, with the help of Group Operations, UCL generated more than $31,250,000 in Premium while working with over 250 Clients and over 450 group cases
• Supports 14+ Agents
• Work Experience - Insurance
  • 25 years as a Sales Advisor
  • 21 years of Specializing in Group Benefits (Medical, Dental, STD, LTD, Life, Vision)
• Member of the Memphis, Tennessee, and National Association of Insurance and Financial Advisors - NAIFA
• Insurance Awards  
  
  • Aetna - Significant Contributor Award
  • Blue Cross Blue Shield of Tennessee - Top Producer Award
  • Guardian - Top Producer Award
  • Humana - Leaders Club Award
  • United HealthCare Advantage - Gold Producer Level
• Past Member of the Blue Cross Blue Shield Broker Advisory Panel
• Past Member of the United HealthCare Broker Advisory Panel
• Graduate of Life Underwriters Training Council.
• 1971 Graduate of Memphis State University - Bachelor of Business Administration